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Check Your Credit
FREE credit report and score with a FREE 30-day Experian Triple Advantage Monitoring trial. Check & dispute possible inaccuracies. Will not lower your score. Detect critical changes and potential identity fraud. Monitor your credit report to help catch ID fraud early. Order yours now!
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| Clear from American Express® | |||||
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Issuer:American Express Credit requirement:Good credit required. 0.00% intro APR for up to 12 months. 5.99% fixed APR on balance transfers. Automatic Rewards. Flexibility to pay over time. User-friendly credit report and score. American Express World-Class Customer Service. Earn automatic rewards faster with fee-free Additional Cards CARD FEATURES Automatic Rewards When you spend $2,500, you get an American Express® branded shopping card worth $25.I Complimentary credit report (with credit score) every 12 months Clear from American Express®CARD TERMS AND FEES No Annual Fee, Late Fees, Overlimit Fees, Cash Advance Fees or Balance Transfer Fees Payment Options
Annual Percentage Rate Balance Transfer APR: A fixed rate of 5.99% (0.0164% DPR) for life of the balance (until the balance is completely paid off), on Balance Transfer requests submitted with this application and/or within the first 30 days of Cardmembership. Clear from American Express® ADDITIONAL BENEFITS Emergency Services
Account Management
Dedicated Customer Service * Around-the-clock Customer Service to help you with all your account needs. Apply for Clear from American Express |
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Credit Card Terminology Tidbits
Annual Percentage Rate (APR): This number is a measure of the cost of credit, expressed as a yearly rate. It must be disclosed before you become obligated on the account and on your account statements. Annual Fee: The fee charged for your card on a yearly basis. Depending on issuer some credit card providers may charge an annual fee, typically below the $50 dollar range, nevertheless some choose not to charge any amount. This latter type is called the no annual fee credit card. Balance Transfer Fee: A fee for transferring balances from another card to this card, if any. Debit Card: Payment card whose funds are withdrawn directly from the cardholder's checking account at the time of sale (online debit) or after the batch settlement occurs (off-line debit). Cardholder: Any person who holds a payment card account. Grace period: The number of days you have to pay your bill in full without triggering any finance charges. With most plans, the grace period applies only to purchases; cash advances and balance transfers may start accruing interest immediately.
Transaction Fees and Other Charges: Some issuers charge a fee if you use the card to get a cash advance, make a late payment,
or exceed your credit limit. Some charge a monthly fee whether or not you use the card.
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