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| Discover® More® Card - American Flag | |||||
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Issuer:Discover® Credit requirement:Good credit required. 5% Cashback Bonus ®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus on all other purchases automatically Unlimited cash rewards Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners No Annual Fee Online Account Access Online Bill Payment Complete Fraud Protection for Your Peace of Mind $0 Fraud Liability Guarantee Advanced fraud early warning alerts Secure online account numbers Fraud specialists dedicated to helping you 24/7 Customer Service That Puts You First One call, we take care of it Talk to a knowledgeable person in less than a minute Easy online Account options that put you in control Timely e-mails to help you avoid fees *View Discover® Card Rates, Fees, Rewards and Other Important Information. Make your money worth More.SM* Get 5% Cashback Bonus ® in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants, and many more. Plus get 5% to 20% Cashback Bonus at top retailers such as CircuitCity.com, LandsEnd.com and Barnes & Noble.com when you link through our exclusive online shopping site, ShopDiscover. In addition, you’ll automatically earn up to 1% Cashback Bonus on all other purchases. 5% Cashback Bonus® program Get 5% Cashback Bonus® in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants, and many more. It’s a free and easy way to build rewards even faster. *View Discover® Card Rates, Fees, Rewards and Other Important Information. Apply for Discover More Card - American Flag |
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Credit Card Terminology Tidbits
Annual Percentage Rate (APR): This number is a measure of the cost of credit, expressed as a yearly rate. It must be disclosed before you become obligated on the account and on your account statements. Annual Fee: The fee charged for your card on a yearly basis. Depending on issuer some credit card providers may charge an annual fee, typically below the $50 dollar range, nevertheless some choose not to charge any amount. This latter type is called the no annual fee credit card. Balance Transfer Fee: A fee for transferring balances from another card to this card, if any. Debit Card: Payment card whose funds are withdrawn directly from the cardholder's checking account at the time of sale (online debit) or after the batch settlement occurs (off-line debit). Cardholder: Any person who holds a payment card account. Grace period: The number of days you have to pay your bill in full without triggering any finance charges. With most plans, the grace period applies only to purchases; cash advances and balance transfers may start accruing interest immediately.
Transaction Fees and Other Charges: Some issuers charge a fee if you use the card to get a cash advance, make a late payment,
or exceed your credit limit. Some charge a monthly fee whether or not you use the card.
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