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Check Your Credit
Identity theft can ruin your reputation and claim your savings - before you even know it. Equifax Credit Watch helps protect you from identity theft, and minimizes the impact if you do become a victim.
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| Pay Day Loans! Fast Online Cash! | |||||
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Issuer:PayDayCity.com Credit requirement: We provide cash advance payday loans when you need them most. Approval takes only minutes and funds will be available the very next day. We cash personal checks and hold 'em! Even if you have bad, slow, or no credit, we can put cash in your checking account today. To receive a payday advance you need to meet these simple requirements: You must have a net income (take home pay) of at least $200 per week. Along with this document you must send us the following information. A completed Online Application or Customer Information Sheet A completed Requirements Sheet A completed Loan Agreement A copy of your signed personal check made out to Cash Advance USA for $250.00. DO NOT VOID IT! A copy of one form photo of identification (Driver's License or State Issued Photo ID) A copy of your last paycheck stub A copy of your most recent bank statement (this statement must be dated within 30 days of the day you apply) Proof of residency (utility bill, mortgage document, lease agreement). The document must include your name, physical address, and be dated within one month of the day you apply. All forms must be signed If we do not receive the above information with your application your loan will not be processed! Apply for Pay Day Loans! Fast Online Cash! |
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Credit Card Terminology Tidbits
Annual Percentage Rate (APR): This number is a measure of the cost of credit, expressed as a yearly rate. It must be disclosed before you become obligated on the account and on your account statements. Annual Fee: The fee charged for your card on a yearly basis. Depending on issuer some credit card providers may charge an annual fee, typically below the $50 dollar range, nevertheless some choose not to charge any amount. This latter type is called the no annual fee credit card. Balance Transfer Fee: A fee for transferring balances from another card to this card, if any. Debit Card: Payment card whose funds are withdrawn directly from the cardholder's checking account at the time of sale (online debit) or after the batch settlement occurs (off-line debit). Cardholder: Any person who holds a payment card account. Grace period: The number of days you have to pay your bill in full without triggering any finance charges. With most plans, the grace period applies only to purchases; cash advances and balance transfers may start accruing interest immediately.
Transaction Fees and Other Charges: Some issuers charge a fee if you use the card to get a cash advance, make a late payment,
or exceed your credit limit. Some charge a monthly fee whether or not you use the card.
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