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Check Your Credit
Identity theft can ruin your reputation and claim your savings - before you even know it. Equifax Credit Watch helps protect you from identity theft, and minimizes the impact if you do become a victim.
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| PayDayOK - Half-Price Loans | |||||
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Issuer:PayDay Credit requirement: At PayDay OK you’ll find a quick and easy-to-use payday loan for half the cost of most competitors. With a half-price payday loan from PayDay OK, you’ll pay less interest and keep more of your own money! In fact on a standard $500 payday loan, you could save up to $100! Plus, PayDay OK can approve you quickly day or night, 24 hours a day to make sure you get the money you need as fast as possible! PayDay OK transfers money until 5:00 PM CST giving you maximum time to order your cash! This Offer Currently Is Not Available !Apply for PayDayOK - Half-Price Loans |
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Credit Card Terminology Tidbits
Annual Percentage Rate (APR): This number is a measure of the cost of credit, expressed as a yearly rate. It must be disclosed before you become obligated on the account and on your account statements. Annual Fee: The fee charged for your card on a yearly basis. Depending on issuer some credit card providers may charge an annual fee, typically below the $50 dollar range, nevertheless some choose not to charge any amount. This latter type is called the no annual fee credit card. Balance Transfer Fee: A fee for transferring balances from another card to this card, if any. Debit Card: Payment card whose funds are withdrawn directly from the cardholder's checking account at the time of sale (online debit) or after the batch settlement occurs (off-line debit). Cardholder: Any person who holds a payment card account. Grace period: The number of days you have to pay your bill in full without triggering any finance charges. With most plans, the grace period applies only to purchases; cash advances and balance transfers may start accruing interest immediately.
Transaction Fees and Other Charges: Some issuers charge a fee if you use the card to get a cash advance, make a late payment,
or exceed your credit limit. Some charge a monthly fee whether or not you use the card.
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