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Identity theft can ruin your reputation and claim your savings - before you even know it. Equifax Credit Watch helps protect you from identity theft, and minimizes the impact if you do become a victim.
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Issuer:Quik Payday Credit requirement: Do you need a little extra money for the holidays? Are you in a bind and need cash before your next payday? Fill in our online payday loan form below, and we will review your payday loan application and get back to you within 24 hours to let you know if you are approved. Quik Payday is your source for fast cash payday loans! The Quik Payday Process Complete and submit a payday loan application Receive quick loan approval Get a payday loan of up to $500 Cash is deposited directly to your checking account Your payday loan is completely confidential and secure What is a loan request? A loan request is the second and final step in finishing your Quik Payday loan process. Once you have been approved as a member, you can request your loan at any time by logging into the member section. Once you’re logged in, you can specify your loan amount and your next payday within 4-18 days. After submitting this information, you will receive a confirmation that your loan request was submitted successfully. After approval funds are usually deposited the following business day. What is an extension? The extension is a payment option allowing you to defer your loan amount until the following payday. This requires paying an additional extension fee on the original due date. To save you money, we only allow customers to use this option three times per loan. If an emergency arises and you are unable to repay your loan on the due date, we recommend the extension option to avoid late charges and remain in good standing with Quik Payday for future loan options. You can request an extension by entering the members section. Simply enter your next payday 4-18 days from the original due date. Make sure you receive a confirmation that your extension request was submitted successfully. . How can I get a payday loan? To receive a payday loan, you’ll need to complete our simple two step process. Complete and submit a new Membership Application. Approval is quick and easy! You’ll receive and e mail notifying you of approval or declination to our payday loan center. Request a loan. After receiving your membership approval, visit the Members area and request a payday loan. Here you will request your next pay day as your due date and the loan amount you desire. Upon receiving a loan approval, we’ll electronically deposit the loan amount directly into your checking account. On your due date the loan amount and finance fee will be directly withdrawn from your account. What are the requirements for approval? Have a current job for at least 3 consecutive months Take home a minimum of $1000.00 monthly after taxes Valid Checking account in your name Current home and work phone number What is the cost for a payday loan? The cost of a Quikpayday loan is $20.00 per $100.00 borrowed. Please refer to our Fee Schedule for more information about loan fees and payment options. What are my payment options? If you don’t want QuikPayday to withdraw the amount due from your account on your next payday, you have the option of extending the payment until your next payday for an additional extension fee. This Offer Currently Is Not Available !Apply for Payday Loan Online |
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Credit Card Terminology Tidbits
Annual Percentage Rate (APR): This number is a measure of the cost of credit, expressed as a yearly rate. It must be disclosed before you become obligated on the account and on your account statements. Annual Fee: The fee charged for your card on a yearly basis. Depending on issuer some credit card providers may charge an annual fee, typically below the $50 dollar range, nevertheless some choose not to charge any amount. This latter type is called the no annual fee credit card. Balance Transfer Fee: A fee for transferring balances from another card to this card, if any. Debit Card: Payment card whose funds are withdrawn directly from the cardholder's checking account at the time of sale (online debit) or after the batch settlement occurs (off-line debit). Cardholder: Any person who holds a payment card account. Grace period: The number of days you have to pay your bill in full without triggering any finance charges. With most plans, the grace period applies only to purchases; cash advances and balance transfers may start accruing interest immediately.
Transaction Fees and Other Charges: Some issuers charge a fee if you use the card to get a cash advance, make a late payment,
or exceed your credit limit. Some charge a monthly fee whether or not you use the card.
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