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Check Your Credit
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IVA Information Debt IVA UMBRELLA COMPANIES |
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| American Express® Business Green Rewards Card | |||||
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Issuer:American Express Credit requirement:Good credit required. First year fee-free - a $95 savings No pre-set spending limit* or finance charges Earn 1 Membership Rewards® point for virtually every dollar spent Receive 5,000 bonus points to start Membership Rewards® program -- Earn points towards travel, merchandise and other rewards for your business Redeem for rewards with as few as 400 points Points never expire and there is no maximum amount of points earned Automatic discounts at partners including JetBlue, Delta®, FedEx, Courtyard by Marriott®, and more Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees Additional Business Green Rewards Card Benefits
Financing No preset spending limit or finance charges, plus an extended payment option. Savings Save at AT&T, FedEx®, Hertz®, Staples®, 1-800-FLOWERS.COM® and more by using your Business Card and see the savings on your statement. No coupons or codes are needed and the savings are in addition to other discounts your business may already receive. Online management Manage your account with the Small Business Dashboard, track charges with Expense Management Reports, and access Dun & Bradstreet credit services. Community Chat, pose questions, get insights from other small business owners, and attract new business. Advice Ask an expert a question, use an online tool, and read articles by other business owners. Apply for American Express Business Green Rewards Card |
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Credit Card Terminology Tidbits
Annual Percentage Rate (APR): This number is a measure of the cost of credit, expressed as a yearly rate. It must be disclosed before you become obligated on the account and on your account statements. Annual Fee: The fee charged for your card on a yearly basis. Depending on issuer some credit card providers may charge an annual fee, typically below the $50 dollar range, nevertheless some choose not to charge any amount. This latter type is called the no annual fee credit card. Balance Transfer Fee: A fee for transferring balances from another card to this card, if any. Debit Card: Payment card whose funds are withdrawn directly from the cardholder's checking account at the time of sale (online debit) or after the batch settlement occurs (off-line debit). Cardholder: Any person who holds a payment card account. Grace period: The number of days you have to pay your bill in full without triggering any finance charges. With most plans, the grace period applies only to purchases; cash advances and balance transfers may start accruing interest immediately.
Transaction Fees and Other Charges: Some issuers charge a fee if you use the card to get a cash advance, make a late payment,
or exceed your credit limit. Some charge a monthly fee whether or not you use the card.
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