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Check Your Credit
FREE credit report and score with a FREE 30-day Experian Triple Advantage Monitoring trial. Check & dispute possible inaccuracies. Will not lower your score. Detect critical changes and potential identity fraud. Monitor your credit report to help catch ID fraud early. Order yours now!
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| American Express® IN New York City | |||||
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Issuer:American Express Credit requirement:Good credit required. 0% Introductory APR for 6 months on purchases and balance transfers No annual fee Option to carry a balance Earn double INSIDE(SM) Rewards points on city essentials like dining, cell phone service, gym memberships, and more Plus INSIDE(SM) Double points on City Essentials Points have no expiration date, there's no limit to the number of points you can earn, and you can redeem points for rewards in Chicago, New York and Los Angeles. Get the Card that lets you eat, drink, and play at New York City’s most fashionable spots. The IN:NYC Card comes with INSIDESM Rewards -- the program that lets you earn dining and entertainment experiences, in addition to the benefits and services you’ve come to expect from American Express. Highlights of the IN:NYC Card
Let us help you take advantage of all that New York has to offer As an IN:NYCSM Cardmember, you have the Card that gives you the essential gear for better city living. Enjoy unique tasting menus at Mercer Kitchen or Tao, VIP treatment at the Gen Art Fashion Show, or be a Guest DJ at THE WHISKEY. These are only a few of the rewards that are offered by over 70 IN:NYC partners. With the IN:NYC Card, you'll earn 1 INSIDE Rewards Point for every dollar spent just by using your Card. Plus, as an added bonus, you'll always receive 2 INSIDE Rewards points for every dollar spent on Dining, Movies, Cell Phone, Cable and Dial-up ISP subscriptions, Newspaper & Magazine subscriptions, and Gym Memberships...all the things you already do today. Rewards start as low as 2,000 points and there is no expiration date or limit to how many points you can earn. You can even share points with friends or family by transferring points to another IN:NYC Cardmember account. In addition, the IN:NYC Card also comes with many other on going benefits, such as the Tuesdays IN:NYC program. Just use your card at select participating merchants, such as Nickel, Oasis Day Spa, Zabar's, Jean Paul Gaultier, and J&R Music Computer World, on any Tuesday and get 10% off your purchase. The IN:NYC Card also provides you with Priority access to venues such as Irving Plaza and membership discounts at the Guggenheim Museum. Get the IN:NYC Card today. Access Your Account Online You can view up-to-date billing information online, including transactions, charges, and payments. Identity Theft Assistance If you suspect you are a victim of identity theft, know that Identity Theft Assistance, free from American Express, will be there to help. Our experienced counselors are on call 24 hours a day to help you navigate the recovery process; offer tips on how to protect yourself in the future; as well as provide a comprehensive package designed to further assist you in re-establishing your good credit. Transfer Balances Transferring balances from higher-rate credit cards, department store cards, and loans to your IN:NYC Card can help you save money on interest, reduce your monthly payments, and make one convenient payment. Your Year End Summary: Now Available Online Your new Online Year End Summary of Charges gives you access to important information 24 hours a day, seven days a week. Flexible features make organizing your expenses a snap - download the Summary and print it out; sort by date, merchant name, or charge amount; review charges made within a category, such as Travel and Restaurant. Your Year End Summary is an indispensable tool for preparing taxes and budgeting. You may also receive a paper Year End Summary in the mail by calling the number on the back of your Card. Dedicated Customer Service American Express is here to help you around the clock, with the kind of Customer Service that keeps Cardmembers loyal for a lifetime. For immediate service, call the phone number on the back of your Card. Apply for American Express IN New York City |
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Credit Card Terminology Tidbits
Annual Percentage Rate (APR): This number is a measure of the cost of credit, expressed as a yearly rate. It must be disclosed before you become obligated on the account and on your account statements. Annual Fee: The fee charged for your card on a yearly basis. Depending on issuer some credit card providers may charge an annual fee, typically below the $50 dollar range, nevertheless some choose not to charge any amount. This latter type is called the no annual fee credit card. Balance Transfer Fee: A fee for transferring balances from another card to this card, if any. Debit Card: Payment card whose funds are withdrawn directly from the cardholder's checking account at the time of sale (online debit) or after the batch settlement occurs (off-line debit). Cardholder: Any person who holds a payment card account. Grace period: The number of days you have to pay your bill in full without triggering any finance charges. With most plans, the grace period applies only to purchases; cash advances and balance transfers may start accruing interest immediately.
Transaction Fees and Other Charges: Some issuers charge a fee if you use the card to get a cash advance, make a late payment,
or exceed your credit limit. Some charge a monthly fee whether or not you use the card.
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