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IVA Information Debt IVA UMBRELLA COMPANIES bad debt loan |
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| Platinum Business Credit Card from American Express® | |||||
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Issuer:American Express Credit requirement:Good credit required. Option to enroll in Fee-Free Membership Rewards Program There's no limit to the number of points you can earn OPEN Savings®: Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more 0% APR for the first 12 months No annual fee and fee-free Additional Cards OPEN: The Small Business NetworkSM is one place that's all about small business. It gives you the relationships and resources to help you run your business, including: Financing - Get 2 fee-free Additional Cards and a credit line up to $50,000. Savings - Receive ongoing savings at FedEx®, Kinko's® and Staples®. Online management - Manage your account with the Small Business Dashboard, track charges with Expense Management Reports, and access Dun & Bradstreet credit services. Community - Chat, pose questions, get insights from other small business owners, and attract new business. Advice - Ask an expert a question, use an online tool, and read articles by other business owners. The Platinum Business Credit Card comes with the very best Card protection and services to make it easier for you to concentrate on running your business. Insurance protection - Protects you with comprehensive insurance coverage for your purchases and piece of mind when you and your employees travel. Access to cash - Access to cash at over 500,000 ATMs. Emergency services - Assists you with emergency card replacement, check-cashing, and hotel check-in. Customer service - Provides help 24 hours a day, 7 days a week. Apply for Platinum Business Credit Card from American Express |
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Credit Card Terminology Tidbits
Annual Percentage Rate (APR): This number is a measure of the cost of credit, expressed as a yearly rate. It must be disclosed before you become obligated on the account and on your account statements. Annual Fee: The fee charged for your card on a yearly basis. Depending on issuer some credit card providers may charge an annual fee, typically below the $50 dollar range, nevertheless some choose not to charge any amount. This latter type is called the no annual fee credit card. Balance Transfer Fee: A fee for transferring balances from another card to this card, if any. Debit Card: Payment card whose funds are withdrawn directly from the cardholder's checking account at the time of sale (online debit) or after the batch settlement occurs (off-line debit). Cardholder: Any person who holds a payment card account. Grace period: The number of days you have to pay your bill in full without triggering any finance charges. With most plans, the grace period applies only to purchases; cash advances and balance transfers may start accruing interest immediately.
Transaction Fees and Other Charges: Some issuers charge a fee if you use the card to get a cash advance, make a late payment,
or exceed your credit limit. Some charge a monthly fee whether or not you use the card.
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