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IVA Information Debt IVA UMBRELLA COMPANIES |
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| Chase Platinum Visa® Business Card | |||||
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Issuer:Chase Manhattan Bank Credit requirement:Good credit required. 0% APR for up to 6 months* Free Online Reporting No Annual Fee Platinum Business Benefits Visa Business Partner Advantage Manage your business expenses with the Chase Platinum Visa® Business Card.From everyday spending to unexpected needs - choose the card that can save your business money and improve expense management. Save with 0% APR for up to 6 months on purchases and balance transfers* Free Online Reporting Quarterly reports enable you to monitor your business spending. No Annual Fee Platinum Business Benefits Valuable benefits such as Travel and Emergency Assistance, Purchase Security and Extended Protection, and up to $1,000,000 Travel Accident Insurance. Visa Business Partner Advantage Savings of up to 20% from leading retailers with special offers on computer equipment, office supplies and more. Apply for Chase Platinum Visa Business Card |
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Credit Card Terminology Tidbits
Annual Percentage Rate (APR): This number is a measure of the cost of credit, expressed as a yearly rate. It must be disclosed before you become obligated on the account and on your account statements. Annual Fee: The fee charged for your card on a yearly basis. Depending on issuer some credit card providers may charge an annual fee, typically below the $50 dollar range, nevertheless some choose not to charge any amount. This latter type is called the no annual fee credit card. Balance Transfer Fee: A fee for transferring balances from another card to this card, if any. Debit Card: Payment card whose funds are withdrawn directly from the cardholder's checking account at the time of sale (online debit) or after the batch settlement occurs (off-line debit). Cardholder: Any person who holds a payment card account. Grace period: The number of days you have to pay your bill in full without triggering any finance charges. With most plans, the grace period applies only to purchases; cash advances and balance transfers may start accruing interest immediately.
Transaction Fees and Other Charges: Some issuers charge a fee if you use the card to get a cash advance, make a late payment,
or exceed your credit limit. Some charge a monthly fee whether or not you use the card.
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