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Check Your Credit
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| Discover® Student Card- Clear | |||||
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Issuer:Discover® Credit requirement:Helps to build your credit. 0% Intro APR* on Purchases for 6 Months No Annual Fee $0 Fraud Liability Guarantee Easy Online Account Management Options 5% Cashback BonusŪ on Get More purchases in popular categories that change four times a year like home, apparel and more* Up to 20% Cashback BonusŪ when you shop online* Unlimited cash rewards, automatically Double rewards with more than 80 Cashback Bonus Partners* Cool, Clear Design *View DiscoverŪ Card Rates, Fees, Rewards and Other Important Information. Enjoy a 0% Intro APR on purchases for 6 months, pay no annual fee and have peace of mind with $0 fraud liability guarantee. Plus, enjoy the Easy Online Account Management Options. You'll also earn 5% Cashback BonusŪ on Get More purchases in popular categories that change four times a year like home, apparel and more* and up to 1% Cashback Bonus on all other purchases automatically*. APPLY NOW! *View DiscoverŪ Card Rates, Fees, Rewards and Other Important Information. Apply for Discover Student Card- Clear |
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Credit Card Terminology Tidbits
Annual Percentage Rate (APR): This number is a measure of the cost of credit, expressed as a yearly rate. It must be disclosed before you become obligated on the account and on your account statements. Annual Fee: The fee charged for your card on a yearly basis. Depending on issuer some credit card providers may charge an annual fee, typically below the $50 dollar range, nevertheless some choose not to charge any amount. This latter type is called the no annual fee credit card. Balance Transfer Fee: A fee for transferring balances from another card to this card, if any. Debit Card: Payment card whose funds are withdrawn directly from the cardholder's checking account at the time of sale (online debit) or after the batch settlement occurs (off-line debit). Cardholder: Any person who holds a payment card account. Grace period: The number of days you have to pay your bill in full without triggering any finance charges. With most plans, the grace period applies only to purchases; cash advances and balance transfers may start accruing interest immediately.
Transaction Fees and Other Charges: Some issuers charge a fee if you use the card to get a cash advance, make a late payment,
or exceed your credit limit. Some charge a monthly fee whether or not you use the card.
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