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IVA Information Debt IVA UMBRELLA COMPANIES bad debt loan |
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| Chase Perfect Card® | |||||
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Issuer:Chase Manhattan Bank Credit requirement:Good credit required. 0% Introductory APR* on balance transfers Earn a 6% rebate on all gasoline purchases for the first 90 days your account is open Earn a 3% rebate on all gasoline purchases after the 90 day introductory period Earn a 1% rebate on purchases All the rebates you earn are automatically credited toward future purchases Until now, gas rebate cards had their limits: one brand of gas and that was it. Those days are over. Earn rebates on all of your gas purchases with the Chase PerfectCard™ Perfectly Rewarding™. Perfectly Rewarding 6% rebate on all gas purchases made at any gas station for the first 90 days. After that, you'll earn a 3% rebate on all gas purchases. Earn a 1% rebate on all other purchases everywhere MasterCard® or Visa® is accepted 0% Introductory APR* on balance transfers All the rebates you earn are automatically credited towards your future purchases Worldwide acceptance Generous credit line Automatic Travel Accident Insurance Purchase Protection No annual fee first year. Thereafter, the $19 annual fee will be waived if at least nine (9) purchase transactions were made in the prior year. Apply for Chase Perfect Card |
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Credit Card Terminology Tidbits
Annual Percentage Rate (APR): This number is a measure of the cost of credit, expressed as a yearly rate. It must be disclosed before you become obligated on the account and on your account statements. Annual Fee: The fee charged for your card on a yearly basis. Depending on issuer some credit card providers may charge an annual fee, typically below the $50 dollar range, nevertheless some choose not to charge any amount. This latter type is called the no annual fee credit card. Balance Transfer Fee: A fee for transferring balances from another card to this card, if any. Debit Card: Payment card whose funds are withdrawn directly from the cardholder's checking account at the time of sale (online debit) or after the batch settlement occurs (off-line debit). Cardholder: Any person who holds a payment card account. Grace period: The number of days you have to pay your bill in full without triggering any finance charges. With most plans, the grace period applies only to purchases; cash advances and balance transfers may start accruing interest immediately.
Transaction Fees and Other Charges: Some issuers charge a fee if you use the card to get a cash advance, make a late payment,
or exceed your credit limit. Some charge a monthly fee whether or not you use the card.
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