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Check Your Credit
FREE credit report and score with a FREE 30-day Experian Triple Advantage Monitoring trial. Check & dispute possible inaccuracies. Will not lower your score. Detect critical changes and potential identity fraud. Monitor your credit report to help catch ID fraud early. Order yours now!
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| Miles by Discover® Card | |||||
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Issuer:Discover® Credit requirement:Good credit required. Book any travel, anytime with no blackout dates or restrictions Double Miles on up to $3,000 in travel and restaurant purchases each year 1 Mile for every $1 on all your other purchases Unlimited Miles that never expire as long as you use your card Redeem for travel credits to your account, gift cards from any of our 80 brand-name Partners or cash starting at just 5,000 Miles No Annual Fee Online Account Access Online Bill Payment Complete Fraud Protection for Your Peace of Mind $0 Fraud Liability Guarantee Advanced fraud early warning alerts Secure online account numbers Fraud specialists dedicated to helping you 24/7 Customer Service That Puts You First One call, we take care of it Talk to a knowledgeable person in less than a minute Easy online Account options that put you in control Timely e-mails to help you avoid fees Let your everyday purchases take you where you want to go with the Miles by Discover® Card and Travel with no Restrictions - book any travel through any airline, travel agent or online travel site with no blackout dates or advanced bookings. Earn Miles Faster - Double Miles on up to $3,000 on travel and restaurant purchases and 1 Mile for every $1 on all your other purchases. Redeem faster with more options - choose a travel credit to your account, gift cards from 80 brand-name Partners or cash. Plus, receive 12,000 Bonus Miles* and enjoy 0% Intro APR*. APPLY NOW! Apply for Miles by Discover Card |
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Credit Card Terminology Tidbits
Annual Percentage Rate (APR): This number is a measure of the cost of credit, expressed as a yearly rate. It must be disclosed before you become obligated on the account and on your account statements. Annual Fee: The fee charged for your card on a yearly basis. Depending on issuer some credit card providers may charge an annual fee, typically below the $50 dollar range, nevertheless some choose not to charge any amount. This latter type is called the no annual fee credit card. Balance Transfer Fee: A fee for transferring balances from another card to this card, if any. Debit Card: Payment card whose funds are withdrawn directly from the cardholder's checking account at the time of sale (online debit) or after the batch settlement occurs (off-line debit). Cardholder: Any person who holds a payment card account. Grace period: The number of days you have to pay your bill in full without triggering any finance charges. With most plans, the grace period applies only to purchases; cash advances and balance transfers may start accruing interest immediately.
Transaction Fees and Other Charges: Some issuers charge a fee if you use the card to get a cash advance, make a late payment,
or exceed your credit limit. Some charge a monthly fee whether or not you use the card.
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