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IVA Information Debt IVA UMBRELLA COMPANIES |
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| Blue Sky® | |||||
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Issuer:American Express Credit requirement:Good credit required. Redeem points to save on any airline, hotel, rental car or cruise - no blackout dates or travel restrictions No blackout dates, no travel restrictions No annual fee and a 0% intro APR World class cardmember benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection Balance transfer requests submitted on application receive APR of 4.99% for life of the balance. Points good on any airline, hotel, car rental and more. No blackout dates or travel restrictions Express Approval. Get a decision in less than 60 seconds. The Sky's the Limit with Blue Sky Blue Sky from American Express is a credit card designed to unlock the world of travel rewards. Blue Sky gives you the freedom to save on any flight, hotel, rental car, or cruise-at any time, without blackout dates or travel restrictions. Buy what you need with the Blue Sky Card, and earn one point for virtually every dollar you charge for purchases on your Card account.
Your charges are covered by American Express' Fraud Protection Guarantee. Use the American Express® Card online or off, and you won′t be held responsible for any fraudulent charges. Period. No fine print, no deductible – just pure protection, so you can shop with confidence. Apply for Blue Sky |
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Credit Card Terminology Tidbits
Annual Percentage Rate (APR): This number is a measure of the cost of credit, expressed as a yearly rate. It must be disclosed before you become obligated on the account and on your account statements. Annual Fee: The fee charged for your card on a yearly basis. Depending on issuer some credit card providers may charge an annual fee, typically below the $50 dollar range, nevertheless some choose not to charge any amount. This latter type is called the no annual fee credit card. Balance Transfer Fee: A fee for transferring balances from another card to this card, if any. Debit Card: Payment card whose funds are withdrawn directly from the cardholder's checking account at the time of sale (online debit) or after the batch settlement occurs (off-line debit). Cardholder: Any person who holds a payment card account. Grace period: The number of days you have to pay your bill in full without triggering any finance charges. With most plans, the grace period applies only to purchases; cash advances and balance transfers may start accruing interest immediately.
Transaction Fees and Other Charges: Some issuers charge a fee if you use the card to get a cash advance, make a late payment,
or exceed your credit limit. Some charge a monthly fee whether or not you use the card.
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