|
Check Your Credit
Get a FREE copy of your credit report and score with your FREE 30-day Experian Triple Advantage trial. You'll also get credit alerts from all national bureaus, info on disputing items on your report, and more. Click here for more info.
|
|
|
| Discover® Motiva(SM) Card | |||||
|
Issuer:Discover® Credit requirement:Good credit required. 3.9% Intro APR* Automatically get a Pay-On-Time BonusSM equal to a full month's interest each time you make 6 on-time payments in a row - twice a year, every year 5-20% Cashback Bonus* at top retailers through our exclusive online shopping site Up to 1% unlimited Cashback Bonus on all other purchases Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from over 80 Cashback Bonus Partners Complete fraud protection for your peace of mind $0 fraud liability guarantee Advanced fraud early warning alerts Fraud specialists dedicated to helping you 24/7 Customer service that puts you first Free payment by phone Timely e-mail reminders that help you avoid fees One call and we take care of it Talk to a knowledgeable person in less than a minute Easy online account options that put you in control No annual fee *View DiscoverŪ Card Rates, Fees, Rewards and Other Important Information. Pay-On-Time Bonus equal to a full month's interest each time you make 6 on-time payments in a row-- twice a year, every year when you pay on-time every month. Earn 5% to 20% Cashback BonusŪ at top online retailers through our exclusive online shopping site and up to 1% Cashback Bonus on all other purchases. You will also enjoy free payment by phone and $0 fraud liability guarantee. APPLY NOW! *View DiscoverŪ Card Rates, Fees, Rewards and Other Important Information. Apply for Discover Motiva(SM) Card |
|
Credit Card Terminology Tidbits
Annual Percentage Rate (APR): This number is a measure of the cost of credit, expressed as a yearly rate. It must be disclosed before you become obligated on the account and on your account statements. Annual Fee: The fee charged for your card on a yearly basis. Depending on issuer some credit card providers may charge an annual fee, typically below the $50 dollar range, nevertheless some choose not to charge any amount. This latter type is called the no annual fee credit card. Balance Transfer Fee: A fee for transferring balances from another card to this card, if any. Debit Card: Payment card whose funds are withdrawn directly from the cardholder's checking account at the time of sale (online debit) or after the batch settlement occurs (off-line debit). Cardholder: Any person who holds a payment card account. Grace period: The number of days you have to pay your bill in full without triggering any finance charges. With most plans, the grace period applies only to purchases; cash advances and balance transfers may start accruing interest immediately.
Transaction Fees and Other Charges: Some issuers charge a fee if you use the card to get a cash advance, make a late payment,
or exceed your credit limit. Some charge a monthly fee whether or not you use the card.
|