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Check Your Credit
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| Discover® More(SM) Card | |||||
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Issuer:Discover® Credit requirement:Good credit required. 0% Intro APR* More ways to earn more cash - than anyone else.SM* 5% Cashback BonusŪ in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus on all other purchases automatically Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners Complete fraud protection for your peace of mind $0 fraud liability guarantee Advanced fraud early warning alerts Fraud specialists dedicated to helping you 24/7 Customer service that puts you first One call and we take care of it Talk to a knowledgeable person in less than a minute Easy online account options that put you in control Timely e-mail reminders to help you avoid fees No annual fee Formerly Discover Platinum Card *View DiscoverŪ Card Rates, Fees, Rewards and Other Important Information. More ways to enjoy more cash than anyone else.SM* Enjoy a 0% Introductory APR* and get 5% Cashback BonusŪ in popular categories like travel, home, gas, restaurants, movies and more and up to 1% Cashback Bonus on all other purchases. For your peace of mind you'll have a $0 fraud liability guarantee. This card also offers the easy online Account options that put you in control and you'll pay no annual fee. You also can Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners. *View DiscoverŪ Card Rates, Fees, Rewards and Other Important Information. Apply for Discover More(SM) Card |
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Credit Card Terminology Tidbits
Annual Percentage Rate (APR): This number is a measure of the cost of credit, expressed as a yearly rate. It must be disclosed before you become obligated on the account and on your account statements. Annual Fee: The fee charged for your card on a yearly basis. Depending on issuer some credit card providers may charge an annual fee, typically below the $50 dollar range, nevertheless some choose not to charge any amount. This latter type is called the no annual fee credit card. Balance Transfer Fee: A fee for transferring balances from another card to this card, if any. Debit Card: Payment card whose funds are withdrawn directly from the cardholder's checking account at the time of sale (online debit) or after the batch settlement occurs (off-line debit). Cardholder: Any person who holds a payment card account. Grace period: The number of days you have to pay your bill in full without triggering any finance charges. With most plans, the grace period applies only to purchases; cash advances and balance transfers may start accruing interest immediately.
Transaction Fees and Other Charges: Some issuers charge a fee if you use the card to get a cash advance, make a late payment,
or exceed your credit limit. Some charge a monthly fee whether or not you use the card.
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