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IVA Information Debt IVA UMBRELLA COMPANIES bad debt loan |
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| Gold Delta SkyMiles® Credit Card | |||||
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Issuer:American Express Credit requirement:Good credit required. Fixed rate of 9.99% for the life of the balance on Balance Transfer requests submitted with the application. Earn up to 17,500 bonus SkyMiles® - 15,000 bonus miles after your first purchase with the Card and 2,500 bonus miles for an Additional Cardmember Earn at least 1 SkyMile for every eligible dollar you spend Always Double Miles® on eligible everyday purchases and all Delta purchases Your Delta Frequent Flyer number is printed on your Card Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card Express Approval. Get a decision in less than 60 seconds. Sign up for the Gold Delta SkyMiles® Credit Card and earn at least 1 SkyMile for every eligible dollar that you spend! It's a great deal so sign up and start collecting right away! Always DOUBLE MILESSM lets you earn free travel faster for the things you buy all the time Earn one SkyMile® for every eligible dollar spent Earn SkyMiles for every mile you fly on Delta Get 10,000 Bonus SkyMiles® with your first purchase Your frequent flyer number is conveniently printed on your Card. Shopping security with Purchase Protection3 and Buyer's Assurance. No blackout dates SkyMiles never expire Choose from over 400 Delta award destinations worldwide $85 Annual Fee Apply for Gold Delta SkyMiles Credit Card |
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Credit Card Terminology Tidbits
Annual Percentage Rate (APR): This number is a measure of the cost of credit, expressed as a yearly rate. It must be disclosed before you become obligated on the account and on your account statements. Annual Fee: The fee charged for your card on a yearly basis. Depending on issuer some credit card providers may charge an annual fee, typically below the $50 dollar range, nevertheless some choose not to charge any amount. This latter type is called the no annual fee credit card. Balance Transfer Fee: A fee for transferring balances from another card to this card, if any. Debit Card: Payment card whose funds are withdrawn directly from the cardholder's checking account at the time of sale (online debit) or after the batch settlement occurs (off-line debit). Cardholder: Any person who holds a payment card account. Grace period: The number of days you have to pay your bill in full without triggering any finance charges. With most plans, the grace period applies only to purchases; cash advances and balance transfers may start accruing interest immediately.
Transaction Fees and Other Charges: Some issuers charge a fee if you use the card to get a cash advance, make a late payment,
or exceed your credit limit. Some charge a monthly fee whether or not you use the card.
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