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Check Your Credit
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| USA Classic Merchandise Credit Card | |||||
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Issuer:FreeCreditClub.com Credit requirement:Bad credit is ok. Are you in need of credit? Is searching for credit driving you crazy? Getting approved for your $2500 merchandise credit limit is just a click away. No employment verifications, No Credit Checks! Apply Today! Guaranteed* Instant Online Approval (*See Qualifications) $2,500 unsecured limit Poor Credit? No Credit? No Problem. If you need credit and are tired of searching for credit, getting approved for your new $2500 merchandise credit limit can be just a click away. No employment verifications, No Credit Checks! If you have poor credit or no credit - it's no problem. There is no upfront fee. However, you must be 18 years old, a U.S. citizen or permanent resident, have a monthly household income of $800 or more and no undischarged bankruptcies to qualify for this merchandise card. Apply for USA Classic Merchandise Credit Card |
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Credit Card Terminology Tidbits
Annual Percentage Rate (APR): This number is a measure of the cost of credit, expressed as a yearly rate. It must be disclosed before you become obligated on the account and on your account statements. Annual Fee: The fee charged for your card on a yearly basis. Depending on issuer some credit card providers may charge an annual fee, typically below the $50 dollar range, nevertheless some choose not to charge any amount. This latter type is called the no annual fee credit card. Balance Transfer Fee: A fee for transferring balances from another card to this card, if any. Debit Card: Payment card whose funds are withdrawn directly from the cardholder's checking account at the time of sale (online debit) or after the batch settlement occurs (off-line debit). Cardholder: Any person who holds a payment card account. Grace period: The number of days you have to pay your bill in full without triggering any finance charges. With most plans, the grace period applies only to purchases; cash advances and balance transfers may start accruing interest immediately.
Transaction Fees and Other Charges: Some issuers charge a fee if you use the card to get a cash advance, make a late payment,
or exceed your credit limit. Some charge a monthly fee whether or not you use the card.
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