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IVA Information Debt IVA UMBRELLA COMPANIES |
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| USA Platinum Merchandise Credit Card | |||||
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Issuer:USA Credit Credit requirement:Bad credit is ok. Approval is *guaranteed when qualifications are met. The Card is an Unsecured Merchandise Line of Credit. The Shopping Club offers over 14,000 products. Upon request, credit limits increases are available to those that qualify. No interest charges. You can be approved even if you have No Credit or Bad Credit No Credit Checks or Turndowns No Employment Verifications The credit line is reported to a major Credit Bureau. Establish your credit with $7,500.00 of unsecured merchandise platinum credit. Enjoy great merchandise while you ride the wave to better credit. Apply online now! No Credit Checks or Turndowns No Employment Verifications The Shopping Club offers over 14,000 products. Upon request, credit limits increases are available to those that qualify. The credit line is reported to a major Credit Bureau. Apply for USA Platinum Merchandise Credit Card |
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Credit Card Terminology Tidbits
Annual Percentage Rate (APR): This number is a measure of the cost of credit, expressed as a yearly rate. It must be disclosed before you become obligated on the account and on your account statements. Annual Fee: The fee charged for your card on a yearly basis. Depending on issuer some credit card providers may charge an annual fee, typically below the $50 dollar range, nevertheless some choose not to charge any amount. This latter type is called the no annual fee credit card. Balance Transfer Fee: A fee for transferring balances from another card to this card, if any. Debit Card: Payment card whose funds are withdrawn directly from the cardholder's checking account at the time of sale (online debit) or after the batch settlement occurs (off-line debit). Cardholder: Any person who holds a payment card account. Grace period: The number of days you have to pay your bill in full without triggering any finance charges. With most plans, the grace period applies only to purchases; cash advances and balance transfers may start accruing interest immediately.
Transaction Fees and Other Charges: Some issuers charge a fee if you use the card to get a cash advance, make a late payment,
or exceed your credit limit. Some charge a monthly fee whether or not you use the card.
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