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A detailed description is provided below about Bank of America Platinum Plus® Visa® Card. Please use the application link to get to the secure form of the issuer bank. This site does not collect any personal information, all data goes directly to the providers. It takes just minutes to apply!
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       Bank of America Platinum Plus® Visa® Card
Bank of America Platinum Plus Visa Card


APR
0%
  Issuer:Card issued by FIA Card Services, NA.

Credit requirement:Good credit required.
Card issued by FIA Card Services, NA.
Mini Card available
Photo Expressions available
0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 6 months.
No Annual Fee
Credit lines as high as $25,000
Online Banking Service
Total Security Protection®

 Start building a solid credit history with

Visa® Platinum Plus®


Value and pricing
  • No annual fee
  • 0% Introductory APR on purchases, balance transfers, and cash advance checks for your first 6 billing cycles†
  • After your introductory APR expires, you will receive a variable APR on purchases, balance transfers, and cash advance checks currently Prime + 2.99% for Platinum Plus® accounts or Prime + 12.99% for Preferred accounts. Please note that you will lose your introductory APR if you exceed your credit limit, close your account or are late with a payment.
  • All payments you make will be applied to lower rate balances first
  • No fees on balance transfers
  • Credit lines as high as $25,000

Platinum Plus benefits

  • Online Banking service***
  • Total Security Protection®, our free package of security features, including zero liability from unauthorized card use if you notify us promptly***
  • Travel and emergency assistance***
  • Automatic auto rental insurance***
  • Purchase Replacement***
  • Purchase Guard***
  • Cash advance checks at no extra charge***
  • Additional cards at no extra charge



 Apply for Bank of America Platinum Plus Visa Card

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Credit Card Terminology Tidbits

Annual Percentage Rate (APR): This number is a measure of the cost of credit, expressed as a yearly rate. It must be disclosed before you become obligated on the account and on your account statements.

Annual Fee: The fee charged for your card on a yearly basis. Depending on issuer some credit card providers may charge an annual fee, typically below the $50 dollar range, nevertheless some choose not to charge any amount. This latter type is called the no annual fee credit card.

Balance Transfer Fee: A fee for transferring balances from another card to this card, if any.

Debit Card: Payment card whose funds are withdrawn directly from the cardholder's checking account at the time of sale (online debit) or after the batch settlement occurs (off-line debit).

Cardholder: Any person who holds a payment card account.

Grace period: The number of days you have to pay your bill in full without triggering any finance charges. With most plans, the grace period applies only to purchases; cash advances and balance transfers may start accruing interest immediately.

Transaction Fees and Other Charges: Some issuers charge a fee if you use the card to get a cash advance, make a late payment, or exceed your credit limit. Some charge a monthly fee whether or not you use the card.

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