|
Check Your Credit
Details on credit cards and loans opened in your name, companies accessing your credit file, payment information, and more. Get your free credit report and score now!
IVA Information Debt IVA UMBRELLA COMPANIES |
|
|
| Chase Flexible Rewards Platinum Visa® | |||||
|
Issuer:Chase Manhattan Bank Credit requirement:Good credit required. 0% APR for up to 12 months.* Choose cash back, merchandise or travel rewards 1,000 bonus points. No annual fee Various card designs to select from. SOME PEOPLE GET ALL THE REWARDS. We call them BankOne Cardmembers.Why limit yourself to one kind of reward? You can choose from over 150 rewards, including free travel. No other card offers you the same flexibility. New! Choose from all kinds of rewardsEarn1 point for every $1 in purchases. Then you can start claiming rewards for as little as 2,000 points!* You'll also enjoy a number of Visa® Signature benefits, and 1000 bonus points after your first purchase. All for a low annual program fee of just $59!1 *Valid for introductory period so long as you comply with the terms of your account. Also, we apply payments to introductory balances before balances with higher APRs. This means that the length of your introductory period may vary based on your payment amounts and the APRs for other balances on your account. Apply for Chase Flexible Rewards Platinum Visa |
|
Credit Card Terminology Tidbits
Annual Percentage Rate (APR): This number is a measure of the cost of credit, expressed as a yearly rate. It must be disclosed before you become obligated on the account and on your account statements. Annual Fee: The fee charged for your card on a yearly basis. Depending on issuer some credit card providers may charge an annual fee, typically below the $50 dollar range, nevertheless some choose not to charge any amount. This latter type is called the no annual fee credit card. Balance Transfer Fee: A fee for transferring balances from another card to this card, if any. Debit Card: Payment card whose funds are withdrawn directly from the cardholder's checking account at the time of sale (online debit) or after the batch settlement occurs (off-line debit). Cardholder: Any person who holds a payment card account. Grace period: The number of days you have to pay your bill in full without triggering any finance charges. With most plans, the grace period applies only to purchases; cash advances and balance transfers may start accruing interest immediately.
Transaction Fees and Other Charges: Some issuers charge a fee if you use the card to get a cash advance, make a late payment,
or exceed your credit limit. Some charge a monthly fee whether or not you use the card.
|